This section covers some things I’ve found out in my day-time job that can help you get there faster.
If you’re not a “full-time” employee, you’re definitely in the “early-bird” or “early-retirement” phase of your life – you could very easily reach that goal over a 3-5 year period.
You’ll want to start at the beginning by spending a chunk of money on:
A good gym membership
A decent car in good condition
A pair of shoes you can wear for a long time
This stuff isn’t necessary to get rich, but if you’re willing to buy a few things, and pay to wear comfortable shoes for a few months, you’ll save yourself some money in the long run.
The money will be there, ready to be invested – but if at first you can’t pay (or if you don’t have a credit card when you need it), you’re probably in the wrong place, or should check your credit score.
Get your credit score. The first thing I really need is a free copy of my own credit report. As long as you’re not violating any terms of your credit card, there’s no reason not to get one at some point. I’m still waiting on my first one. Make sure you get one!
Now, the obvious question: why do I need to know that?
Well, here’s why I think it’s important….
A Good Life Is Not Just An Investment
I’m not a millionaire, but I am still living the dream. I have a family, a mortgage to pay, bills I have to pay, and a savings account that I hope to add more money to one day.
I am still living the world the way it was supposed to be lived, rather than where it is today. You can’t get rich overnight (or in your lifetime, for that matter). If you want to be rich, you have to earn it.
You could spend all your time working hard, taking money out of your retirement accounts, waiting for the big score, and then buying things.
That’s the life of an investor. It can be fun, and you’re probably rich, but the goal of investing is simply making a little extra money every week to use as you please.
It’s what you want to do!
I don’t know about you, but I feel
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